💵 Bonds & Fixed-Income: Stability in Your Portfolio

Explainer

Bonds are loans to governments or corporations that pay interest over time. They balance stock volatility with predictable returns.

Types:

• U.S. Treasuries (safest)
• Corporate Bonds (higher yield, higher risk)
• Municipal Bonds (tax-advantaged for local investors)
• Bond ETFs (easy diversification)

Comparison: Stocks vs. Bonds

• Stocks: High risk, high reward
• Bonds: Lower risk, stable income

Guide: How to Use Bonds

Ladder maturities for steady cash flow

Mix with stocks to reduce portfolio risk

Use bond ETFs for hands-off investing

Trends in 2025

• Higher demand for Treasuries amid economic uncertainty
• Rise of green bonds funding sustainable projects
• Digital platforms offering fractional bond investing