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💻 Tax Filing Options: DIY vs. Pro Help

💻 Tax Filing Options: DIY vs. Pro Help

Tim Mahoney
Taxes & Financial Planning

💻 Tax Filing Options: DIY vs. Pro Help

Explainer

Filing taxes can be done three main ways:

  • DIY Software (TurboTax, H&R Block, Cash App Taxes)
  • Tax Professional / CPA
  • IRS Free File (for qualifying income levels)

Comparison: DIY vs. CPA

  • DIY: Cheaper, faster, but less guidance
  • CPA: Higher cost, personalized advice, audit support

Guide: Choosing the Right Method

Simple return (W-2 only) → DIY software works

Business owner/freelancer → CPA is better

Qualify for Free File → IRS portal saves money

Trends in 2025

  • Expansion of IRS Direct File pilot program
  • More AI-powered tax prep assistants
  • Demand for real-time refund tracking